Home » 2014 » January

Wire Transfer Policy Update

wiretransfer

For all wire transfers, we now require an Agreement Form to be completed.

This form must be completed BEFORE any wires are processed.

If you have any questions regarding this policy update, please contact the office.

Account Hacking Information

hacked

NEW ALERTS

P.F. Chang’s & Pei Wei

If you have recently made a purchase at a P.F. Chang’s or Pei Wei (owned and operated by P.F. Chang’s), please check your account to verify the transactions and report any that look suspicious.

Texting Scam

If you receive a text claiming to be from a credit union requesting information on your debit or credit card (specifically the card number), do NOT respond. This is a scam. The AAFCU will NEVER text you asking you for account information, and we will never text you asking for your credit card or debit card information. If you are concerned that you have been a victim of this scam, please contact our office immediately.

 

If you are concerned that your account with us has been compromised by the recent hacking incedents are retail locations, please contact our office. We can reissue you a new debit or credit card (fees may apply) or help you look at your account.

Please make sure to always monitor your account to see suspicious activity as early as possible.

 

Security Tips

  • Password protect all mobile devices
  • Change passwords on a regular basis
  • Do not store usernames or passwords on any devices
  • Do not click on links or open attachments from unfamiliar sources
  • Keep your mobile devices with you and secure at all times
  • Notify your wireless carrier if your mobile device is lost or stolen, so that it can be deactived.
  • Check your AAFCU account frequently to monitor for suspicious activity, and alert the AAFCU if something seems suspicious
  • The AAFCU will not, nor will any other reputable business, contact you via text message, email, or phone requesting personal information (such as SSNs, account numbers, or credit/debit card numbers)

PAST ALERTS

Sally Beauty Holdings

If you have recently made a purchase at a Sally Beauty Holding store, please check your account to verify the transactions and report any that look suspicious.

 

Phishing Information

Cardholders may receive what appear to be automated phone calls or texts telling them that their ATM/debit cards are locked. The automated message asks call recipients to “Press 1,” where they are to enter their 16-digit card number. Once this is done, the automated message then requests the call recipient to enter their 4-digit PIN number. Your credit union will NEVER ask you for this information, do not give anyone you do not trust your card number or PIN number.  If you are concerned that your account has been compromised, please contact your credit union.

 

Please be aware that there is a $10 replacement fee for all debit and credit cards after the first instance.

 

Income Tax Information

taxes

Are you thinking about filing your income tax early?

If you have direct deposit to the credit union, you will need our E-Filing Routing number, which is: 243385919.

If you have questions regarding information on your account for your taxes, please contact our office.

Thank you.

 

Don’t Tax my Credit Union!

dont tax 2b

“Credit unions promote the economic well being of their members, especially those of modest means, through a system that is member-owned, generally volunteer-directed and not-for-profit.

The credit union mission has always been to ensure secure financial choices at lower costs for their members. That’s why credit unions offer financial products that provide better returns on savings, reduced rates on loans and lower or no fees on services.

While credit unions are regulated by the federal and state governments, they are also generally governed by volunteer boards elected by their membership. Credit unions don’t answer to stockholders, but to each of their 96 million members.

Credit unions invest in people by helping those who have been traditionally underserved by banks. Groups like seniors on fixed incomes, single working moms, minority communities needing greater community investment, and small business owners struggling to raise capital all rely on credit unions for important financial services at reasonable costs.

While the big banks have abandoned small businesses in droves because they just can’t make enough money, credit unions promote their small business members in a struggling economy by providing low cost credit alternatives. This credit union investment means millions of jobs across America.

Unfortunately, the big banks and some in Congress want to raise taxes and impose new fees on 96 million credit union members who represent 40% of all Americans, yet represent only 6% of the assets in financial institutions. And, they want to do this despite the fact that credit unions are not-for-profit and meeting their core mission every day.

That’s wrong and will imperil the credit union movement that so many have come to depend on for real financial choice.

Don’t let Congress raise taxes on 96 million credit union members. Don’t let Congress eliminate real financial choice. Don’t let Congress destroy our credit unions.

To learn even more about credit unions in your community, or join a credit union please visit http://www.asmarterchoice.org/.”

 

Information courtesy of: http://www.donttaxmycreditunion.org/learn-more/