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Home Banking Software Issue

The Ambridge Area Federal Credit Union has been made aware of a certain software defect that could compromise the security of interactions between our members and internet based services such as home banking. The software that contains the defect is known as SSL V3 (secure socket layer version 3) and is commonly used in older versions of all web browsers (Microsoft Internet Explorer, Mozilla Firefox, Google Chrome, and Apple Safari to name a few). SSL V3 has been replaced by newer versions, however older browsers would not contain the newer version of SSL. The issue has been dubbed “poodle” by the computer security sector if you would like to find out more about it.

The Ambridge Area Federal Credit Union takes all security matters seriously, and we understand that technical issues like this can be daunting for our members. If you are using a browser that is effected by the issue with SSL V3, the Ambridge Area Federal Credit Union home banking site will redirect you to a page where you can download a newer browser. The redirect to this page will begin on October 30, 2014 and continue until November 20, 2014. During the time between October 30, 2014 and November 20, 2014, users with effected browsers will be allowed to continue to home banking by clicking “Continue to Home Banking” at the bottom of the displayed page. Please use the time between October 30, 2014 and November 20, 2014 to update your browser to a version that is not effected y this problem. To ensure the integrity and security of the home banking system, browsers effected by the SSL V3 issue will be denied access to home banking after November 20, 2014.

 

If you browser is not effected, you will see no difference in the Ambridge Area Federal Credit Union’s home banking system.

Welcome Back!

Welcome back, teachers and students!

Beginning Tuesday, September 2 we will resume our regular hours:

Monday, Tuesday, Thursday, Friday          9:00am-4:00pm
Wednesday                                                       9:00am-5:00pm

The Student Branch will officially reopen on Wednesday, September 17.

 

As a reminder, we will be closed on Monday, September 1 in observance of Labor Day.

Annual Meeting Sponsors

We would like to thank the following sponsors for their donations to our 79th Annual Meeting.

GBS

UBS

Celebration of Efforts 2014

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As a part of the Ambrdige community, some members of the Ambridge Area Federal Credit Union Board and Staff are involved in the Ambidge Area Chamber of Commerce. Manager, Sandy Kowal, and board member Fritz Retsch are both actively involved with the Chamber, and the program for this year’s event was designed by member service representative Samantha Fitzgerald. Additionally, this year, three of our own recieved awards.

 Fritz Retsch, Board Member, Lifetime Achievement

Ginny Reed, Loan Service Representative, Outstanding Adult Volunteer

Angelo Pournaras, Board President, Outstanding Educator

Congratulations to all the award recipients!

Account Hacking Information

hacked

NEW ALERTS

P.F. Chang’s & Pei Wei

If you have recently made a purchase at a P.F. Chang’s or Pei Wei (owned and operated by P.F. Chang’s), please check your account to verify the transactions and report any that look suspicious.

Texting Scam

If you receive a text claiming to be from a credit union requesting information on your debit or credit card (specifically the card number), do NOT respond. This is a scam. The AAFCU will NEVER text you asking you for account information, and we will never text you asking for your credit card or debit card information. If you are concerned that you have been a victim of this scam, please contact our office immediately.

 

If you are concerned that your account with us has been compromised by the recent hacking incedents are retail locations, please contact our office. We can reissue you a new debit or credit card (fees may apply) or help you look at your account.

Please make sure to always monitor your account to see suspicious activity as early as possible.

 

Security Tips

  • Password protect all mobile devices
  • Change passwords on a regular basis
  • Do not store usernames or passwords on any devices
  • Do not click on links or open attachments from unfamiliar sources
  • Keep your mobile devices with you and secure at all times
  • Notify your wireless carrier if your mobile device is lost or stolen, so that it can be deactived.
  • Check your AAFCU account frequently to monitor for suspicious activity, and alert the AAFCU if something seems suspicious
  • The AAFCU will not, nor will any other reputable business, contact you via text message, email, or phone requesting personal information (such as SSNs, account numbers, or credit/debit card numbers)

PAST ALERTS

Sally Beauty Holdings

If you have recently made a purchase at a Sally Beauty Holding store, please check your account to verify the transactions and report any that look suspicious.

 

Phishing Information

Cardholders may receive what appear to be automated phone calls or texts telling them that their ATM/debit cards are locked. The automated message asks call recipients to “Press 1,” where they are to enter their 16-digit card number. Once this is done, the automated message then requests the call recipient to enter their 4-digit PIN number. Your credit union will NEVER ask you for this information, do not give anyone you do not trust your card number or PIN number.  If you are concerned that your account has been compromised, please contact your credit union.

 

Please be aware that there is a $10 replacement fee for all debit and credit cards after the first instance.

 

Don’t Tax my Credit Union!

dont tax 2b

“Credit unions promote the economic well being of their members, especially those of modest means, through a system that is member-owned, generally volunteer-directed and not-for-profit.

The credit union mission has always been to ensure secure financial choices at lower costs for their members. That’s why credit unions offer financial products that provide better returns on savings, reduced rates on loans and lower or no fees on services.

While credit unions are regulated by the federal and state governments, they are also generally governed by volunteer boards elected by their membership. Credit unions don’t answer to stockholders, but to each of their 96 million members.

Credit unions invest in people by helping those who have been traditionally underserved by banks. Groups like seniors on fixed incomes, single working moms, minority communities needing greater community investment, and small business owners struggling to raise capital all rely on credit unions for important financial services at reasonable costs.

While the big banks have abandoned small businesses in droves because they just can’t make enough money, credit unions promote their small business members in a struggling economy by providing low cost credit alternatives. This credit union investment means millions of jobs across America.

Unfortunately, the big banks and some in Congress want to raise taxes and impose new fees on 96 million credit union members who represent 40% of all Americans, yet represent only 6% of the assets in financial institutions. And, they want to do this despite the fact that credit unions are not-for-profit and meeting their core mission every day.

That’s wrong and will imperil the credit union movement that so many have come to depend on for real financial choice.

Don’t let Congress raise taxes on 96 million credit union members. Don’t let Congress eliminate real financial choice. Don’t let Congress destroy our credit unions.

To learn even more about credit unions in your community, or join a credit union please visit http://www.asmarterchoice.org/.”

 

Information courtesy of: http://www.donttaxmycreditunion.org/learn-more/