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Rates

Loan Rates

Unsecured Loans

Signatures, Consolidations, etc.

Range

Grade

Rate

730+

Platinum

7.75%

680-729

A

8.00%

640-679

B

9.75%

600-639

C

11.50%

550-599

D

14.25%

549 & Below

E

14.75%

Note: D & E Grades will probably be limited to 48 months unless they have greatly improved their ability to pay, and consent to payroll deduction/ACH payments.

100% Share Secured Loan Rate

3.75%

Note: Share Secured Loans are not included in risk based pricing.

New / Used Vehicle Loans

Autos, Motocycles, RV’s, Mobile Homes, etc.

Range

Grade

36 mo.

48 mo.

60 mo.

72 mo.

730+

Platinum

3.48/4.48%

3.68/4.68%

3.93/4.93%

4.18% (new only)

680-729

A

3.98/4.98%

4.18/5.18%

4.43/5.43%

4.68% (new only)

640-679

B

4.48/5.48%

4.68/5.68%

4.93/5.93%

N/A

600-639

C

5.48/6.48%

5.68/6.68%

5.93/6.93%

N/A

550-599

D

7.48/8.48%

7.68/8.68%

7.93/8.93%

N/A

549 & Below

E

9.48/10.48%

9.68/10.68%

9.93/10.93%

N/A

Note: D & E Grades will probably be limited to 48 months, possibly 60 months, if thyey have a down payment or trade, great job stability and payroll deduction/ACH payment.

Home Equity

Range

Grade

60 mo.

120 mo.

180 mo.

730+

Platinum

3.48%

4.48%

4.93%

680-729

A

3.73%

4.73%

5.18%

640-679

B

4.98%

5.98%

6.98%

600-639

C

7.98%

8.98%

10.75%

550-599

D

10.99%

N/A

NA

549 & Below

E

13.99%

N/A

NA

Note: D & E Grades probable term will not exceed 10 years unless equity exceeds 50%, great job security, and payroll deduction/ACH payment.

CD Rates
Months APR APY

13

0.50%

0.501%

18

0.80%

0.802%

24

.90%

.903%

36

1.25%

1.256%

Traditional & Roth Share

1.25%

1.256%

Quarter Share Dividend Rate
0.15%

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** All rates are subject to change at any time without notice.  Call for the most up to date rate.