Ambridge Area Federal Credit Union
Privacy Policy of Ambridge Area Federal Credit Union
PURPOSE:
The Board of Directors has developed this policy, to help our members understand that we maintain an unwavering commitment to protect the privacy of our members.
OBJECTIVE:
The credit union wants to safeguard our member’s nonpublic personal information with non-affiliated third parties, and to inform our members of this annually, by developing a privacy policy statement.
DEFINITION/CLARIFICATION:
“Nonpublic Personal Information” is defined as personally identifiable financial information provided by our members to the credit union (such as, on Membership card and Loan Application) or resulting from any transaction between the members and the credit union. Even though the definition excludes publicly available information (such as, Name and Address), the definition includes public information sorted by use of personal information (such as, age, income level, etc.). Therefore, if the credit union provides a list of members’ names to a vendor for Marketing purposes, which has been sorted based on a certain minimum income or maximum age, that list is considered “Nonpublic Personal Information”.
“Non-Affiliated Third Parties” are those entities that do not have an association with, or ownership interest in, our credit union. Such as:
* Financial service providers, such as companies providing automobile insurance
*Non-financial companies, such as travel agencies and automobile dealerships
*Other companies that provide consumer discount programs
Agreements with third parties to support our credit union’s transactions, or perform services or functions on behalf of our credit union, are not subject to this policy (such as our Data Processors, Check Printer, Vendors who Prepare Account Statements, Debit Card Processor, Student Loan Services, CUNA Mutual Group (Member Connect Program), Credit Reporting Agencies, or appropriate government agencies such as State Government (Child Support Matching), IRS and the NCUA, etc.), for any information given will remain confidential and will not be shared with others.
Request Account Data Removal (Mobile app and Home Banking). To request user ID, device ID and email address to be removed from the Ambridge Area FCU Mobile app and Home Banking Visit "Contact us" " to request account data to be removed. Please note that you will lose access to Home and Mobile banking once this data is removed.
